High-asset planning,
done quietly.

Frontenac is one of the affluent mid-county cities — about 3,500 residents on the I-170 corridor between Ladue and Town & Country, with substantial residential lots and an asset profile to match. For a Frontenac household, the estate plan is no longer a single will plus a beneficiary deed; it is usually a revocable living trust, retitled real estate, careful coordination of brokerage and retirement-account beneficiaries, and a durable power of attorney drafted with specific authority language rather than the form template.

The work is not flashy — we do not run a high-volume trust mill, and we do not push trusts at clients who do not need them. The Frontenac plan is what fits the family. Sometimes that is a fully funded revocable trust with pour-over wills and a tax-attentive distribution scheme; sometimes it is a simpler arrangement that ages well because the family situation is itself simple. The first conversation is about which it actually is.

Where Frontenac estate cases occasionally end up in the Probate Division in Clayton, it is almost always because the planning was deferred and a death intervened. The fix — once that happens — is competent administration, careful inventory, and patient handling of the contested issues that sometimes follow a substantial estate. We do that work too. We would rather have the call ten years before the death than ten days after.

We do not push trusts at Frontenac clients who do not need them. We tell the family what the right plan looks like for the actual facts — and sometimes it is smaller than they expected.