Motorcycle accident.
On your side.
Missouri motorcycle riders face a built-in bias from insurance carriers and juries — that the rider must have been doing something reckless. Our job is to dismantle that bias with the evidence and physics of your actual crash, and to recover the full value of what was taken from you.
First 48 hours after a Missouri motorcycle crash
- Get medical attention immediately, even for injuries that feel minor — adrenaline masks symptoms and gaps in treatment hurt your case.
- Preserve the bike. Do not authorize repairs or scrapping. The physical evidence will be examined by an accident reconstructionist.
- Document everything. Photos of the scene, the helmet, the gear, the road conditions, the other vehicle, license plates, witness contact info.
- Do not give a recorded statement to the other driver's insurer. Their adjuster is trained to lock in answers that hurt your claim.
- Save your gear. Damaged helmets, jackets, boots all serve as crash evidence.
Why Missouri motorcycle cases require a different approach
- Helmet law. Missouri does not require adult riders to wear helmets (RSMo §302.020). A non-helmet crash is still recoverable. Carriers argue it but it is not a bar.
- Comparative fault. Missouri uses pure comparative fault under RSMo §537.765. Even if you were 30% at fault, you recover 70%.
- Visibility bias. The most common defense is “I didn’t see the motorcycle.” That admission is often the foundation of liability, not a defense.
- Injury severity. Motorcycle injuries skew catastrophic — road rash, fractures, traumatic brain injury, spinal injury. Damages models work differently.
What we handle
- Single-vehicle crashes caused by road defects or third-party negligence
- Multi-vehicle collisions including left-turn-across-traffic cases (the most common pattern)
- Lane-change and merging crashes
- Hit-and-run cases requiring UM/UIM recovery
- Catastrophic-injury cases including TBI, spinal cord injury, and amputation
- Wrongful death involving Missouri motorcycle fatalities under RSMo §537.080
Frequently asked questions
Do I have a case if I wasn't wearing a helmet?
Yes. Missouri does not mandate helmets for adult riders, and not wearing one does not bar your claim. The defense will argue it reduced your damages from a head injury, but you can still recover for all other losses, and even head injuries remain recoverable under pure comparative fault.
What is the statute of limitations for a Missouri motorcycle accident?
Five years from the date of the crash under RSMo §516.120 for personal injury. Wrongful death is three years under RSMo §537.100. Do not wait — evidence and witnesses disappear quickly.
How much is a Missouri motorcycle crash case worth?
Case value turns on the severity of the injuries, treatment required, lost wages, any permanent restrictions, fault disputes, and the available insurance — both the at-fault driver’s liability policy and your own UM/UIM coverage. Motorcycle cases generally involve more severe injuries than comparable car crashes because the rider has no protection. No lawyer can predict a number without reviewing the medical records and applicable policies. Every case is different and past results do not predict future outcomes.
Can I sue if the other driver says they didn't see me?
Yes — in fact, that statement is often evidence of negligence. Missouri drivers are required to maintain a proper lookout for all roadway users, including motorcycles. “I didn’t see them” typically establishes liability rather than excusing it.
What if the at-fault driver doesn't have enough insurance?
We pursue your own UM/UIM (uninsured/underinsured motorist) coverage on top of the at-fault policy. Many riders have UM/UIM stacked across multiple vehicles or policies and don’t realize how much coverage is available until we review their declarations pages.